BEGIN:VCALENDAR VERSION:2.0 PRODID:-//ChamberMaster//Event Calendar 2.0//EN METHOD:PUBLISH X-PUBLISHED-TTL:P1H REFRESH-INTERVAL:P1H CALSCALE:GREGORIAN BEGIN:VTIMEZONE TZID:America/New_York BEGIN:DAYLIGHT RRULE:FREQ=YEARLY;BYMONTH=3;BYDAY=2SU DTSTART:20070101T000000 TZOFFSETFROM:-0500 TZOFFSETTO:-0400 TZNAME:Eastern Daylight Time END:DAYLIGHT BEGIN:STANDARD RRULE:FREQ=YEARLY;BYMONTH=11;BYDAY=1SU DTSTART:20070101T000000 TZOFFSETFROM:-0400 TZOFFSETTO:-0500 TZNAME:Eastern Standard Time END:STANDARD END:VTIMEZONE BEGIN:VEVENT DTSTART;TZID=America/New_York:20270324T093000 DTEND;TZID=America/New_York:20270324T170000 X-MICROSOFT-CDO-ALLDAYEVENT:FALSE SUMMARY:2027 Breaking Into Banking 201: Analyzing Repayment Sources Virtual Workshop DESCRIPTION:This 9-module online course is a "sequel" to the Breaking into Banking 101 course and is best taken after completion of that course\, though it is not a prerequisite. The 201 course dives deeper into topics covered in modules 4\, 6\, and 8 of the Breaking into Banking 101 course: Analyzing a borrower's balance sheet\, income statement\, collateral\, and risk ratings. Credit analysts\, lenders\, portfolio managers\, and others who need skills in financial statement analysis and writing credit documents will all benefit from this full day training.\n\n\nTHE WORKSHOP WILL INCLUDEIntroduction and OverviewOutline of course objectives and topicsUnderstanding primary and secondary repayment sourcesWhy banks need accurate loan data to estimate credit losses\n\nBalance Sheet Analysis\, Part 1: Analyzing LiquidityBetter definitions of assets\, liabilities\, and equityMeasuring liquidity: beyond formulas and ratiosQuality of current assets\n\nBalance Sheet Analysis\, Part 1: Analyzing LeverageThe difference between debt and equityHow to measure leverageHighly leveraged lending\n\nIncome Statement Analysis\, Part 1: Revenues and Profit MarginsAnalyzing revenues: growth and driversKeys to analyzing gross margin and operating marginWhy Return on Assets (ROA) matters\n\nIncome Statement Analysis\, Part 2: Coverage RatiosExplanation of fixed chargesEBITDA as a proxy for cash flowMeasuring debt service coverage and fixed charge coverage\n\nCollateral Analysis\, Part 1: Non-current AssetsWhy bankers need a back-up planCommercial real estate as collateralHow to evaluate fixed assets\n\nCollateral Analysis\, Part 2: Trading AssetsUnderstanding self-liquidating collateralHow to assess the value of inventoryAnalyzing a borrower's Accounts Receivable\n\nCollateral Analysis\, Part 3: Solving the ProblemsUnderstanding Accounts Receivable Aging reportsBorrowing base formulas and certificatesUnsecured and under-secured loans\n\nRisk Ratings\, Expected Loss\, and Provision for Credit LossesAssessing an obligor's likelihood of repaymentDual risk ratings and expected lossProvision for Credit Losses and why it matters X-ALT-DESC;FMTTYPE=text/html:

This 9-module online course is a &ldquo\;sequel&rdquo\; to the Breaking into Banking 101 course and is best taken after completion of that course\, though it is not a prerequisite. The 201 course dives deeper into topics covered in modules 4\, 6\, and 8 of the Breaking into Banking 101 course: Analyzing a borrower&rsquo\;s balance sheet\, income statement\, collateral\, and risk ratings. Credit analysts\, lenders\, portfolio managers\, and others who need skills in financial statement analysis and writing credit documents will all benefit from this full day training.


THE WORKSHOP WILL INCLUDE


LOCATION: UID:e.2568.1472547 SEQUENCE:3 DTSTAMP:20260605T011306Z URL:https://connecticutbankersassociation.growthzoneapp.com/events/Details/2027-breaking-into-banking-201-analyzing-repayment-sources-virtual-workshop-1744237?sourceTypeId=Hub END:VEVENT END:VCALENDAR